It's now December and 'tis the season for Christmas shopping in earnest...
But what are Canadians expected to buy as gifts this year?
Moneris spokesperson Malcolm Fowler breaks down the top three categories in spending.
"If last year is any indicator, the biggest categories of spend are going to be women's apparel, home renovation stores and home furnishings."
Fowler adds large ticket items such as appliances, TV's and power tools tend to be popular with Canadian shoppers every year.